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Plan
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Description
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| Medical |
Medicare-eligible: Medicare Supplement medical plan; payment of Medicare copayments and deductibles after a $250 per person annual deductible is met
You must enroll in Medicare Part A and Part B or no coverage is provided by the Welfare Fund.
Non Medicare-eligible: Preferred Provider Organization (PPO) plan, including inpatient hospital benefits, administered by Independence Blue Cross
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| Vision |
You may receive up to $300 per person every two years for an exam, lenses, frames, and contact lenses. |
| Hearing Aid |
You may receive 100% of the cost of a hearing aid, up to a maximum $1,000 payment per device (maximum of 4 devices per lifetime) |
| Dental |
Dental coverage through Fidelio Insurance Company. After you meet the $50 family deductible, Fidelio pays 100% of usual, customary, and reasonable (UCR) charges for all eligible dental expenses to a maximum of $750 annually per family. |
| Prescription Drug |
You pay $10 for generic, $20 for preferred brand, and $40 for for non-preferred brand at retail pharmacy. Mail order is two times the retail copay. |
| Employee assistance Program (EAP) |
Free short-term counseling over the phone, 24 hours a day, seven days a week. The Welfare Fund also pays the full cost for up to three face-to face visits with a trained mental health professional. |
| Mental Health and Substance Abuse |
Medicare-eligiible: Medicare Supplement plan; payment of Medicare copayments and deductibles. The $250 per person annual deductible can be met here, or in the Medical Plan, or in combination of both.
Non Medicare-eligible: Coverage for all or a portion of your inpatient and/or outpatient care. All treatment must be precertified or benefits will not be paid.
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| Death Benefit |
If you retire on a Disability Pension, or if your age plus pension credits total at least 80 when you retire, a $5,000 death benefit is paid to your beneficiary. This benefit is payable through the Pension Fund. Call the Fund Office or see the Pension Plan SPD for details. |
