Eligibility Criteria for Disability Retiree Welfare Coverage
There are 4 parts to determining if you are eligible for health insurance coverage when you retire on a Disability pension. You must meet requirement 1; or requirement 2; or requirement 3; AND you must meet requirement 4, and requirement 5, and requirement 6:
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If you are age 40 or younger at your date of retirement, you must have a minimum of 10 pension credits and you must have an average of 1,000 hours over the 10 year period immediately preceding your of retirement
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If you are at least 41 years of age but less than 55 years of age at your date of retirement, you must have a minimum of 15 pension credits and you must have an average of 1,000 hours over the 15 year period immediately preceding your year of retirement
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If you are 55 years of age or older at your date of retirement, you must have a minimum of 20 pension credits and you must have an average of 1,000 hours over the 20 year period immediately preceding your year of retirement
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You must have eligibility at benefit level P1 or C2 for a minimum of 24 quarters in 40 quarter (10 year) period immediately preceding your year of retirement
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No more than 6 of the 24 required quarters (out of 40) of P1 or C2 coverage can be eligibility you obtained through voluntary contribution "buy up"
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You must be eligible under benefit level P1 or C2 in the month prior to your initial retirement date