The IUOE Welfare Fund of Eastern Pennsylvania and Delaware offers several plan options to our members.
Inpatient hospital and medical/surgical benefits offered to our eligible participants are administered by Independence Blue Cross Personal Choice, a Preferred Provider Organization.
Mental health and substance abuse benefits are administered by PCN.
Exclusions from our medical coverage include:
- Motor Vehicle Accident - Services and supplies for injuries resulting from a motor vehicle accident are not covered.
- Infertility Treatment - Charges for the testing or treatment of infertility, including drugs, in vitro fertilization, artificial insemination, and the reversal of vasectomy or tubal ligation.
- Maternity Benefits - Services and supplies for anyone except the member or spouse of the member.
- Cosmetic Surgery - Cosmetic or reconstructive surgery or treatment, except due to accidental injury or correction of a congenital anomaly.
- Workers' Compensation - Medical and hospital services and supplies for injuries or sickness that are covered under a workers' compensation act or similar law.