The Guaranteed Fund Rate for 2008 is 4.35%.

Your Annuity Account is managed by Prudential.

If you would like to view your account click here, which will take you to

www.prudential.com/online/retirement 

or call Toll Free - 877-PRU-2100 (877-778-2100)

You may need to set up your account if you are a first time user.

• The Annuity Plan was established as the result of the collective bargaining agreements between the employers and the Union. It is financed by employer contributions and flexible benefit credits through the Flexible Benefit Plan (which became effective on July 1, 1991) With the exception of flexible benefit credits, employees do not contribute to the Plan.
• The Annuity Fund is administered by a Board of Trustees consisting of an equal number of the Union and representatives of the employers. They serve without compensation. The Annuity Fund is a separate trust fund established for the purpose of paying the benefits provided under the Plan. The Plan has been qualified by the Internal Revenue Service.
• You are covered by the Annuity Plan if you are an employee working under a collective bargaining agreement between the Union and an employer providing for contributions to this Fund.
• The primary purpose of the Plan is to provide participants additional financial security during their retirement years. While other provisions of the plan provide for in-service withdrawals during times of financial necessity, they are secondary to the primary objective of retirement income.