1375 Virginia Drive, Suite 245  Ft. Washington, PA 19034

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The Guaranteed Fund Rate for 2024 is 3.55%.

(rate subject to re-evaluation mid-year)

Your Annuity Account is managed by Empower. If you would like to view your account click here which will take you to or call Toll Free 1-877-778-2100 You may need to set up your account if you are a first time user.

  • The Annuity Plan was established as the result of the collective bargaining agreements between the employers and the Union. It is financed by employer contributions; employees do not contribute to the Plan.
  • The Annuity Fund is administered by a Board of Trustees consisting of an equal number of the Union and representatives of the employers. They serve without compensation. The Annuity Fund is a separate trust fund established for the purpose of paying the benefits provided under the Plan. The Plan has been qualified by the Internal Revenue Service.
  • You are covered by the Annuity Plan if you are an employee working under a collective bargaining agreement between the Union and an employer providing for contributions to this Fund.
  • The primary purpose of the Plan is to provide participants additional financial security during their retirement years. While other provisions of the plan provide for in-service withdrawals during times of financial necessity, they are secondary to the primary objective of retirement income.

If you would like to “Roll In” assets from another Qualified Plan, ie 401(k), click here for the Roll In Contribution form.


  • The Trustees approved a SUB increase to $250 per week for December 2023 through March 2024
  • Health Center Grand Opening Mailer 2023
  • Please take note regarding the SUB fund:  You must apply for benefits within 90 days of the Saturday of the week you are first unemployed and eligible for benefits.  Subsequent claims must be made within 90 days of the week -ending for which benefits are payable.
  • The Welfare Fund has been covering CDL Physicals since the start of 2018.  Click here for the requirements for reimbursement.
  • Motor Vehicle Accidents are Not covered by the Welfare Fund.  (Please talk to your insurance agent about increasing your medical coverage.)
  • Non-spousal Dependent Maternity is not covered.
  • Let us know when you: get Married or Divorced, have a child, or move.
  • When retired, our Health & Welfare plan (if eligible) requires you and/or your spouse to have Medicare A & B when eligible.