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C Branch Eligibility

C Branch Eligibility Requirements

When a member works under a C Branch contract, the employer is required to pay the negotiated monthly welfare rate. There is a 3 month lag between when a member works and when they are eligible. See Chart below.

C Branch Eligibility Chart
If you work this month Your employer contribution is due this month You are eligible for benefits in this month
January February April
February March May
March April June
April May July
May June August
June July September
July August October
August September November
September October December
October November January
November December February
December January March

If the Funds Office only receives a partial Welfare payment and not the required amount, the member will be offered COBRA. The amount owed by the member will depend on the COBRA option chosen less any money received.  If no employer contributions are received, you may be eligible to continue coverage under COBRA.

As an example:

A member works 1 week in January and the Employer remits $250 which is according to their contract. The member would receive a partial credit for April eligibility.

Welfare Rate – $1,700 per month Employer Contribution – $300
Family COBRA rate – $1,600 Member Portion – $1,300

To continue the example to the following month: the member did not work in February, so no employer contributions were received for May and the member would owe $1,600.

Schedule of Notification and Payment Due

Quarterly statements containing eligibility and contribution information are provided before each Benefit/Eligibility Quarter. If you are eligible for the Voluntary Contribution option, you will receive a Notice for Cobra Coverage in the mail. You must make your payment by the indicated due date. Coverage will take effect in the corresponding Benefit/Eligibility Quarter. If you do not choose to purchase Cobra, it will not be offered again.

How to Make a Payment

You must be a United States resident in order to Buy- Up. Your contribution must be paid by the due date prior to the month in which your eligibility would start. There are 3 ways in which you may make your contribution: 

1) You may pay by check or money order, payable to the Welfare Fund.

2) You may pay in cash at the Funds Office where a receipt can be provided.

3) You may now pay with a Credit Card, at the Funds Office or by phone.

Please note, if your check is returned by the bank due to insufficient funds, you will be charged a service fee– and you may lose your eligibility for the Buy- Up option if there is not enough time to resubmit your check before your payment due date.

Reminders

  • The Welfare Fund is pleased to announce that CDL Physicals will be covered starting in 2018.  Click here for the requirements for reimbursement.
  • The SUB Fund Weekly benefit will be increased to $225 for weeks ending January through March 2018.
  • Motor Vehicle Accidents are Not covered by the Welfare Fund.  (Please talk to your insurance agent about increasing your medical coverage.)
  • Dependent Maternity is not covered.
  • Let us know when you: get Married or Divorced, have a child, or move.
  • When retired, our Health & Welfare plan (if eligible) requires you and/or your spouse to have Medicare A & B when eligible.
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